Zest AI

Zest AI is a financial technology company based in Burbank, California, founded in 2009. The company focuses on AI-driven lending solutions that promote equitable credit access and transparency in loan underwriting. With significant funding and a strong presence in the industry, Zest AI supports a vast amount of loan originations and operates over 600 active models for various financial institutions. The company offers a range of services, including custom machine-learning risk models for credit decisioning, AI-powered fraud protection tools, and marketing insights for customer acquisition. Zest AI also features LuLu, a generative AI tool that helps lenders analyze data and extract insights through natural language prompts. Their comprehensive model monitoring solutions ensure compliance and performance management for lenders. Zest AI aims to enhance economic equity by reducing bias in lending decisions and expanding access to credit.