Dwolla
★★★★★ 4.3 · 7 Reviews
What is Dwolla?
Dwolla, Inc. is a payment services provider powering innovations with sophisticated account-to-account payment solutions. Dwolla’s modern API simplifies the complex process of integrating with the various payment networks to create a single end-to-end solution. Built with developers in mind, Dwolla’s technology gives businesses the ability to program payments on the same day, next day or in real-time directly to bank accounts. With minimal development, start-ups to Fortune 500 companies can gain efficiency, flexibility and improved cash flow by working with Dwolla. To learn more visit www.dwolla.com.
Alternatives to Dwolla
Sage Business Cloud AccountingSpotlightSage is the market leader for integrated accounting, payroll, and payment systems, supporting the ambition of the world’s… Learn more about Sage Business Cloud Accounting.
PaykassmaSpotlightAccept high risk payments from all over the world with Paykassma Leading payment processing solution in India, Bangladesh… Learn more about Paykassma.
PST.NETSpotlightPST.NET provides virtual cards in $ and € for online shopping and advertising. Top-up your account with a crypto or wire… Learn more about PST.NET.
EarninAt Earnin, we’re making money work in a way that’s fair’s good for everyone. Together with our community, we’re creating a… Learn more about Earnin.
Zil MoneyZil Money offers the Payroll by Credit Card feature to pay your employees on time and earn cash back rewards. Also write-off… Learn more about Zil Money.
Zil USZil.US offers international wire transfers. Open a checking account without visiting the US. The platform also offers ACH… Learn more about Zil US.
SpendNetSpend.net provides virtual Visa and Mastercard cards for online payments and advertising. Get up to 2% cashback on every… Learn more about SpendNet.
LinkPayExperience 0% deposit fee and 3% cash back for all online purchases with LinkPay's next-gen virtual crypto cards (VCC) Welcome… Learn more about LinkPay.
Total Web Solutions LtdTotal Web Solutions has been trading since 1995 offering business critical solutions to organisations of all sizes throughout… Learn more about Total Web Solutions Ltd.
OmniFundOmniFund® provides integrated payment, statement, and invoice services to B2B and B2C companies worldwide. Since 2005, OmniFund®… Learn more about OmniFund.
Dwolla Reviews (7)
- ★★★★★5
- ★★★★★1
- ★★★★★0
- ★★★★★0
- ★★★★★1
Review Summary
Generated using AI from real user reviews
Dwolla earns strong marks for reliable ACH payments and responsive support, though it lacks international payment capabilities and can be inflexible on edge cases.
Users consistently praise API reliability, straightforward integration, and responsive customer service. The platform's partnership with an FDIC bank, strong documentation, and willingness to collaborate on custom solutions stand out. Multiple reviewers highlight low ACH processing costs and speed to market as key advantages. The company's attentiveness—active on Slack, willing to brainstorm and build new features—appears genuine across several independent accounts.
The main limitation is no international payments or IAT (International ACH Transfer) support; several users mention this as either a current gap or a processing timeline concern. One reviewer flagged difficulty with account verification during onboarding, citing overly cautious security protocols that led to account suspension. A handful of users note limited payment type flexibility for non-standard use cases, though Dwolla has shown willingness to iterate here.
For teams focused on domestic ACH transfers with standard workflows, Dwolla appears solid. Organizations needing cross-border payments or highly unusual payment structures should evaluate alternatives or expect limitations.
★★★★★
Tuesday, March 29, 2022
“Pros: That it is partnered with a FDIC bank and…”
Pros: That it is partnered with a FDIC bank and we don't store or view any confidential client information Cons: The timeline for processing international payments
★★★★★
Tuesday, March 29, 2022
“Pros: The ease of integration matched with the low cost…”
Pros: The ease of integration matched with the low cost to process multiple ACH payments twice a week make this a great product. Cons: The inability to process IAT or international payments.
★★★★★
Wednesday, October 27, 2021
“Pros: The API services provided by Dwolla have been reliable.…”
Pros: The API services provided by Dwolla have been reliable. In the 3 years we have used them since going live we have not had any major system issues and have had no downtime in our solutions due to any service outages from Dwolla Cons: No major cons. We had a challenging and new use case for them to implement and didn't have any major issues when deploying
★★★★★
Wednesday, September 8, 2021
“What do you like best? Dwolla has been a great…”
What do you like best? Dwolla has been a great partner in the payments space. The onboarding process is straightforward, the pricing models make sense and the functionality is world-class. What do you dislike? Not much to dislike! We would like to have access to more payment types but we know those are in the works! What problems are you solving with the product? What benefits have you realized? We are leveraging Dwolla for access to the ACH network as part of our automated transfer process. We have benefitted from their scale and speed to market to help bring the best ACH solution possible to market.
★★★★★
Wednesday, June 30, 2021
“Dwoll aprovides a thorough API, a solid product, continuous innovation,…”
Dwoll aprovides a thorough API, a solid product, continuous innovation, and most importantly, a responsive organization interested in enabling our success. The components are continually being improved, and the company is not settling when it comes to the state of their technology. New features to reduce the nubmer of days to process a transaction are releasing, the drop-in components have reduced our development time, and the company has essentially freed our brains to focus on our things while they take care of payments -- it's a perfect match for us. We looked for a provider who could handle the ACH enrollment process for our business customers, validate their documents, and facilitate transactions at a reasonable rate. The price was right for the robust features promised by the company. We've sped to market with our new ACH transfer feature, and there is more functionality coming that we could not build without Dwolla's well-documented and thoughtful components.
★★★★★
Tuesday, March 2, 2021
“Their technology works and does what it needs to do…”
Their technology works and does what it needs to do - but so do many payment companies. What stands out is their customer service, ability to meet customer demands, and serve as thought partners. They have strong documentation that is able to answer virtually everything. For more bespoke questions they are active in Slack and always willing to hop on a call to brainstorm solutions together. It's clear they don't cut corners: they only deliver the strongest product. Not quite as much flexibility with less-standard use cases as we'd like, but they've been willing to build and iterate with us. We are a payments platform utilizing Dwolla's ACH payment rails. They allow us to stay out of the funds flow and securely transfer funds between various funding accounts. Unlike something like Stripe, they don't require a separate account generation process outside of our user flow so it makes a more seamless process.
★★★★★
Wednesday, November 26, 2014
“The problem started when i started to fund my account.…”
The problem started when i started to fund my account. After wasting my time with requesting driver license, bank statements and lots of time waiting, security team suspended my account. I have not done any transactions with the account yet. The reason stated is that I tried to fund my account with large fund. I made their job easier and i cancel the transfer of fund since they could not come up with a legally acceptable way for their behavior. My impression is : it is kids operation, they are not ready for doing real business unless for kids. clumsy,small minded,useless and unreliable.It is a 25 cent financial service.
